GICs

A GIC is a lower-risk investment that preserves principal and pays a fixed return over a set term, and may qualify for CDIC coverage, subject to applicable limits.

A GIC works like a savings account in that you deposit money into it and earn interest on that money. The difference is that you need to leave your money in a GIC account for a guaranteed amount of time.

When you buy a GIC, you are agreeing to lend your money for a number of months, up to five years, and in exchange, your money will earn interest. The longer the term, the more interest you earn. At the end of the term, you get the entire amount you deposited plus the interest.

We have a wide range of GICs to fit your goals. Start today knowing that your original investment is guaranteed. Contact us now to see if GICs align best with your financial goals.

Life Insurance

Life insurance can help your loved ones deal with the financial impact of your passing. The benefit paid from a life insurance policy is a tax-free, lump-sum amount that can be used to:

• • replace your income so your family can maintain their standard of living
• • provide for your children or dependents
• • pay for funeral expenses
• • pay off any debts
• • make a gift to charity
• • leave the money to your estate or a trust

To get life insurance policies that are as unique as you are, contact us today. We offer higher coverage limits, more flexible options and additional benefits to protect what is most important to you.

Living Benefits

Living benefits are insurance policies which can provide financial benefits to those who face issues due to aging, illness, accidents and dependency. Some of the most common types include:

• • disability insurance
• • health and dental coverage
• • critical illness insurance
• • long term care insurance

To get living benefit plans that are as unique as you are, contact us today. We offer higher coverage limits, more flexible options and additional benefits to protect what is most important to you.

Mutual Funds

A mutual fund is a type of investment where the money collected from various investors is pooled together to invest in different assets including bonds, stocks, money market instruments, and other assets.

Mutual funds are professionally managed by fund managers, who allocate the fund's assets and attempt to produce income for investors. So, they provide individuals access to professionally managed portfolios of equities, bonds, and other securities.

Let us find the mutual fund that suits your needs, with help from our expertise in broad diversification, long-term discipline and risk management.